1. Send a property inquiry
Use our contact form. Name and email are required; phone and property information are optional. We review what you share and follow up by email. Please do not send financial account numbers, Social Security numbers, passwords, or sensitive legal documents through the general inquiry form.
Submitting an inquiry does not obligate you to sell or guarantee an offer. The two SMS consent choices are optional.
2. Discuss condition, ownership, and your goals
We may ask about repairs, occupancy, ownership, your preferred timing, and any known liens or approaching deadlines. Say when you do not know an answer. We can discuss what needs verification rather than treating an estimate as a fact.
If there is a foreclosure, tax-sale, court, or redemption deadline, contact the responsible office and an appropriate local adviser promptly. Our review does not pause those proceedings.
Understand the transaction and required disclosures
Before agreeing to a transaction, ask whether Arroyo will purchase the property, assign a contract to another buyer, or use separate purchase and resale closings. Ask how profit or an assignment fee is earned, who supplies funds, and what could prevent closing.
For covered Ohio wholesale acquisitions of one-to-four-unit residential property, Ohio law requires a separate written disclosure signed and dated by the wholesaler and record owner before a binding contract. The disclosure explains the wholesaler’s own interest, potential profit, assignment, and the possibility of a below-market price. Website information does not replace that form.
Pennsylvania has different rules for covered residential wholesale transactions, including licensing, contract disclosures, and consumer cancellation rights. Do not assume an Ohio process or form applies there. Larger multifamily properties also require a separate review of applicable rules.
Sources: Ohio wholesaler disclosure law · Pennsylvania Act 52
3. Compare the written proposal
If a transaction is possible, ask for the proposed price, seller-paid costs, buyer identity, funding arrangements, inspection rights, cancellation terms, earnest money, assignment rights, and target closing date in writing. Compare expected net proceeds with listing the home, repairing it first, or keeping it when feasible.
Ask how the transaction is structured and who has each obligation. You may have a qualified local attorney or other appropriate adviser review consequential documents before signing.
4. Resolve title and closing requirements
A title company, closing attorney, or other authorized closing professional handles the requirements appropriate to the transaction and jurisdiction. Ownership authority, payoffs, liens, required disclosures, and funding must be addressed. The actual date depends on those requirements and the contract.
Confirm payment instructions independently with the closing professional using a trusted phone number. Review the settlement statement and retain your signed documents.
Questions worth asking
- Who is the buyer, and can the contract be assigned?
- What could change the price or prevent closing?
- Which costs and outstanding debts reduce my proceeds?
- What happens if title, financing, or an inspection creates a problem?
- Who confirms that a legal deadline has actually been extended or satisfied?